Distance is not a barrier. What opportunities does FUIB offer for Ukrainians abroad?
Due to the full-scale war, millions of Ukrainians have found temporary shelter in other European countries. At the same time, the absolute majority of them continue to use the services of domestic banks — both because of the convenience and technological sophistication of Ukrainian online banking, and because, despite the distance, they do not sever ties with their native country: they make transfers to their relatives, pay for goods, services and tickets, donate to the army and volunteer funds.
Due to the full-scale war, millions of Ukrainians have found temporary shelter in other European countries. At the same time, the absolute majority of them continue to use the services of domestic banks — both because of the convenience and technological sophistication of Ukrainian online banking, and because, despite the distance, they do not sever ties with their native country: they make transfers to their relatives, pay for goods, services and tickets, donate to the army and volunteer funds.
Providing remote account opening, fast and inexpensive cross-border transfers, as well as adapting services to local realities — such as loyal rates for cash withdrawals at foreign ATMs or profitable conversion — allow Ukrainians to effectively integrate into the new environment without losing control over their own finances. And the FUIB mobile application becomes a reliable assistant in this. What convenient and profitable offers FUIB has for Ukrainians abroad — in this material.
For Ukrainians abroad — everything in one FUIB application. How to get a card in the EU
First of all, it is worth saying that FUIB has gathered the absolute majority of all services that Ukrainians in other countries may need «under one roof» — just enter «For all those abroad» in the search on the main page.
This applies to such essential services as cash withdrawal at an ATM, currency exchange in the application with 0% commission, delivery of cards by Ukrposhta worldwide, cashback abroad, medical insurance, obtaining a «green card» with 10% cashback, a convenient function of the balance equivalent in currency, etc.
In addition, the same space presents SWIFT transfers, transfers to a foreign card, replenishment of your own card with any currency, transfers in foreign currency between relatives with 0% commission, and international transfers through various systems.
Let’s remember the main thing — you can become a FUIB client remotely, and online registration will not take much time. You just need to download the application and register using a Ukrainian or foreign phone number. Verification takes place in a matter of minutes through integration with the «Diya» application.
At the same time, a physical card can be ordered in European countries and most other parts of the world.
The postal delivery service costs only 300 UAH, and you can make a request directly in the app, selecting the desired account and adding a new card. Voila — and your «plastic» is already with you, no matter what country you are in.
Simple and convenient cash withdrawals, currency transactions and exchange without commissions
FUIB offers market cash-out on the Ukrainian and global banking markets: when withdrawing paper money from the bank’s debit cards at any foreign ATM, the commission is 2%.
The bank also thought about the function of blocking double conversion, which is extremely relevant for Ukrainians abroad. When making payments, sometimes double currency exchange occurs within one transaction, which results in a larger amount being debited. In the card settings at FUIB, this option can be disabled — then such transactions will simply be blocked, protecting your budget from unnecessary expenses.
FUIB mobile banking has implemented a full-fledged currency space, where clients are offered:
buying and selling a wide range of foreign currencies;
personal discounts to get an even better rate;
direct conversion between popular pairs (EUR/USD, GBP/USD, EUR/PLN, USD/PLN) without additional fees;
24-hour monitoring of exchange rate fluctuations and setting up push notifications about changes.
You can set up automatic currency purchase in just a few clicks. Simply create an order with the desired rate and the transaction will be completed automatically as soon as the market reaches this level. We remind you that currency sales are allowed for up to UAH 2 million per day, and purchases are allowed for up to UAH 49,999 per month.
Top-ups and international transfers
FUIB allows you to instantly top up cards (both in hryvnia and in foreign currency) from cards of any other Ukrainian or foreign financial institutions.
As for SWIFT payments, to transfer dollars, euros, zlotys or pounds sterling, it is enough to provide the sender with the details of their FUIB currency card. The bank transfers such funds without a commission.
You can also send a SWIFT payment through the app. To do this, simply select the appropriate category — in particular, payment for education, treatment, alimony, or transfer to relatives.
As for transfer systems (Western Union, MoneyGram, Ria, IntelExpress, PrivatMoney), transfers in USD, EUR or UAH are credited without commission and instantly (for Western Union, processing takes up to 1 hour on business days).
Cooperation with TransferGo provides the opportunity to receive funds in euros or dollars to a FUIB card through this service without additional fees. The sender only needs the first and last name in Latin letters, as well as the card number or IBAN of the recipient.
Freelancers and sellers on international platforms can link their Payoneer account to the FUIB application and withdraw dollars or euros to a card without a bank commission.
Additional benefits abroad
While abroad, we all want to protect ourselves from unforeseen events. Therefore, the FUIB application provides an online insurance option: you can quickly apply for policies, including the «Green Card» mandatory for drivers, which covers 43 countries. The policy is stored on the phone, and 10% cashback is accrued for its purchase (if the category is activated at the beginning of the month). Support for insurance issues works 24/7.
Regardless of whether you are in Ukraine or abroad, cashback from FUIB is always with you. Even outside of Ukraine, monthly cashback categories work: for example, you can get 3–5% back for taxi rides and up to 20% for using public transport. The maximum cashback limit is 500 UAH per month.
It is important to remember that any expenses made at retail outlets around the world can be transferred into installments directly in the application. The money for the purchase will be returned to the card immediately after activation of the service.
Wherever we are — in Ukraine or abroad — family comes first for us. That is why FUIB has introduced unlimited family transfers between parents, spouses and children over 14 years old. Such currency transfers are made without commissions and restrictions on the amount. You only need to have open currency cards in the appropriate currency and confirm family ties through «Diya».
FUIB also offers its clients abroad the «VSEMOZHU» credit card. Clients can use a limit of up to UAH 300,000 with a grace period of up to 62 days. In addition, there is a single limit that can be divided between the card and the «payment in installments» service.
Useful detail: even if a client registers with a foreign mobile number, he receives full access to BankID for authorization in Ukrainian public and private online services.
FUIB does everything to ensure that distance is not an obstacle to comfortable financial management, providing reliable mobile banking and 24/7 support anywhere in the world.
