Monobank co-founders Oleg Horohovsky and Mykhailo Rogalsky told how the company works with artificial intelligence technologies.
Monobank co-founders Oleg Horohovsky and Mykhailo Rogalsky told how the company works with artificial intelligence technologies.
They announced this at DOU Day 2025. «We are really trying to use artificial intelligence, but so far there is nothing ready in the product. We are working on features that will use AI», — the DOU edition quotes Rogalsky as saying.
He said that a group of developers has appeared at monobank, who, on their own initiative, are developing an internal E.N.O.T. system (the name comes from the words «electronic neural network computational technological assistant»). The AI assistant came up with this name himself.
«We have a team member who communicates very eloquently in correspondence. „ENOT“ was trained on his correspondence. Now, when you make a commit, he tells you in the words of the team member what he thinks of you. And it turned out that this is a hack to stimulate people to interact with AI. Because everyone enjoys it when the computer swears at them,» explained Mykhailo Rogalsky.
The co-founder of monobank said that ENOT summarizes company meetings and has separate tools for HR, lawyers, and accountants. The developers also created an application for MacOS with a cloud infrastructure that has access to Confluence and Jira. This allows you to «ask anything from the documentation.»
«We are working on using AI in support and for code testing. And also to improve our credit decision-making models. For banks, data is oil, and we make credit decisions only on the basis of mathematical analysis. LLM helps with this,» added Oleg Horokhovsky.
We would like to remind you that recently monobank officially launched the monoQEP service for providing qualified electronic signatures. It has become available not only for sole proprietors, but also for individuals.
